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Cut-off Times
This is a guide to cut-off times for cash deposits, inward bulk/single payments and outward bulk/single payments. The cut-off time for services not listed here will be advised on request or when the service is provided.
| Cash Deposit | Express Deposit Machines | Cash Deposited Before | Funds available within |
|---|---|---|---|
| Branches | Mon - Sat | Same Bank Working Day | |
| Attard Branch, St Catherine Street | ✔ | 08:30 | ✔ |
| Birkirkara (Swatar) Branch, APS Centre, Tower Street | ✔ | 11:30 | ✔ |
| Mosta Branch, 9, Rotunda Square | ✔ | 08:30 | ✔ |
| Paola Branch, 146/147, Antoine De Paule Square | ✔ | 08:30 | ✔ |
| Qormi Branch, 70 - 72, St Sebastian Street | ✔ | 08:30 | ✔ |
| Rabat Branch, 25, Saqqajja Square | ✔ | 08:30 | ✔ |
| Sliema Branch, 226, Tower Road | ✔ | 08:30 | ✔ |
| St Paul’s Bay Branch, Mosta Road, St Paul’s Bay | ✔ | 08:30 | ✔ |
| Valletta Branch, 17/18, Republic Street | ✔ | 08:30 | ✔ |
| Victoria (Gozo) Branch, 10, Main Gate Street | ✔ | 08:30 | ✔ |
| Zejtun Branch, 12, Republic Square | ✔ | 08:30 | ✔ |
Cash deposited after these hours will be processed on the next Bank working day.
| Inward Bulk or Single Payments | From Monday to Friday instructions received until | Funds made available within Same Bank Working Day By Latest |
|---|---|---|
| SEPA Credit Transfers | 15:45 | 18:00 |
| SWIFT (non-SEPA) Transfers | 15:15 | 18:00 |
| Outward Bulk or Single Payments | From Monday to Friday instructions received until |
|---|---|
| Direct Debits | 13:30 |
| Single SWIFT (non-SEPA) & SEPA Credit Transfers | |
| Initiated through any of our Branches or Mini Branches | 13:30* |
| Electronically through myAPS | 14:30 |
| Same Day Value Payments | 11:30 |
* 15 June - 30 September - 13:15